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Specialist First Time Buyer Mortgages

Expert First Time Buyer Mortgage in Yate

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We are First Time Buyer Mortgage experts who have helped thousands of first-time buyers throughout the UK.

With experts based throughout the UK we can offer competitive prices and in August 2022 are able to get costs to you very quickly.

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Getting onto the property ladder for the first time can be exciting! However, it can also be fairly tricky if you’re not sure what to expect.

There is a wealth of help and advice available for first-time buyers which means you should be able to get your foot onto the first rung of the ladder after just a few simple consultations with a mortgage advice expert.

However, there are also going to be a few things you’ll need to bear in mind when it comes to applying for your first mortgage in Yate Gloucestershire.

Why Choose Us?

Buying a house for the first time? Need help understanding how a mortgage works? We’re here for you.

We offer a number of great mortgage services in Yate and are more than happy in assisting you on anything you need more information on.

There are fees, surveys, reports, application forms, and more you will need to consider. An advisor will help you get off on the right foot by looking at the best possible deals and rates for your current situation.

Buying a house in Gloucestershire for the first time isn’t always simple. With the housing market always changing, and with plenty of first-time purchasers relying on a loan or two from Mum and Dad, each application is going to look slightly different.

When you talk to us, you will be in safe hands and know everything there is to know for a first-time buyer mortgage!

What is a First Time Buyer Mortgage?

You will want to apply for a first-time buyer mortgage in Yate if you have not owned a property before.

First-time buyer mortgages often consist of a lower deposit and attractive deals with rewards!

Help for First Time Buyer

Applying for a first time buyers is available from our local advisors of advice experts in August 2022. We work with thousands of individuals, couples and families in Yate each year who are completely new to mortgages and what they entail.

One of the biggest pieces of help we can offer to first-time buyers is that they are ‘mortgage-ready’. Making sure that their credit file is healthy and ready to face up to the scrutiny of lenders they may be applying to.

First Time Home Buyer Do’s & Dont’s

Here are a few great ways to make certain you are ready to take on a home loan in Yate. Do be aware that this may take months of preparation!

Mortgages For First Time Buyers

People worry that the property market won’t favour first time owners. This is hardly ever the case. There are a number of specialist products, deals and services which can help get new owners.

As the closest experts many people have in finding their ideal first mortgage, we are proud to be able to source and suggest fantastic mortgages for 1st time buyers in Yate which fit a wide range of financial profiles.

There is never any need to worry about buying a house for the first time. First-time buyers will likely have plenty of questions and concerns. We therefore offer an impartial, understanding service whereby we will consult with you on all the aspects of first-time buying that you may not be clued up about.

If you need to more on Mortgage services, get in touch with us today!

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First Time Buyer Mortgage Rates

What are the best mortgage rates for 1st-time buyers in Yate? This is a question that isn’t so easy to answer.

Rates can vary and depend on who is applying! Home loan rates in Yate can change with the wider market and certain deals can be unlocked for certain people.

It is common for a first-time buyer’s mortgage deal to have a 10% deposit, however, you can sometimes be lucky enough to only have to place 5%!

Types of 1st Time Mortgage Deals

We always advise keeping a lookout for the types of mortgage available to buyers which fall under ‘fixed’ and ‘variable’ in Gloucestershire.

Fixed Mortgages

A fixed mortgage offers you a monthly rate that is – of course – fixed for a certain period of time.

Variable Mortgages

A variable-rate can vary depending on lender rates of interest.

While fixed-rate mortgages can give you peace of mind and security during your mortgage repayments schedule, they may often be levelled at a higher cost than that what you may expect from a variable loan.

Therefore, it is always worth discussing your needs and preferences with an advisor if you’re unsure which option to take!

Benefits of a First-Time Buyers Mortgage

Here are some advantages you can expect when you come to us for your advice:


What qualifies me for a 1st time mortgage?

If you have never owned a house or flat before, you will be qualified as a first time buyer!

How much can I borrow as a first-time buyer?

When you sort an agreement in principle from a lender, this will give you an idea of how much you can borrow.

The size of your deposit will help to show you how much you could need to borrow.

Find More Info

Make sure you contact us today for a number of great First Time Buyer Mortgage services in South West.

Here are some towns we cover near Yate.

Frampton Cotterell, Downend, Kingswood, Hillfields, Thornbury
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What Others Say About Our Services

We absolutely love the service provided. Their approach is really friendly but professional. We went out to five different companies and found First Time Buyer Mortgages to be value for money and their service was by far the best. Thank you for your really awesome work, we will definitely be returning!

Tommy Mcdonald

We have used First Time Buyer Mortgages for many years as they are certainly the best in the UK. The attention to detail and professional setup is what makes this company our go-to company for all our work. I highly recommend the team for the immense work - we highly recommend them!

Lucas Wilkinson

For more information on First Time Buyer Mortgages in Bristol, fill in the contact form below to receive a free quote today.

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